If you fall into one of the following categories, chances are in your life insurance application, you won't get the best class rating. But as an independent agent, we can help you do better!
1 - Your can still qualify for Preferred Best rates even if they scuba dive as deep as 100 feet.
2 - Non-Smoker rates are available if you smoke e-Cigarettes.
3 - You can get Super Preferred underwriting class for private aviators.
4 - Your can smoke one cigar per week and still qualify for Best Class Non-Tobacco rates.
5 - Some carriers still have a true Table-C to Standard Table Reduction Program on permanent plans of insurance.
6 - There are multiple Non-Medical Exclusion riders available to people who participate in certain rateable avocations, including aviation, scuba diving, mountain climbing, parachuting and hang gliding.
7 - You can get a Preferred Offer even with a history of certain cancers that include melanoma, thyroid, testicular, cervical or colon.
8 - A select few carriers have a crediting program applicable to term products.
9 - One carrier utilizes both a Table Reduction Program and a Health Styles Program.
10 - Some carriers offer better than Standard rates with up to three moving violations in the past three years.
Underwriting policies at the carriers change all the time. OPFwise is backed by a strong support team that stays up to the minute and can help you find the best solution for your unique situation.
Contact us so we can send you your free quotes today!
1 - Your can still qualify for Preferred Best rates even if they scuba dive as deep as 100 feet.
2 - Non-Smoker rates are available if you smoke e-Cigarettes.
3 - You can get Super Preferred underwriting class for private aviators.
4 - Your can smoke one cigar per week and still qualify for Best Class Non-Tobacco rates.
5 - Some carriers still have a true Table-C to Standard Table Reduction Program on permanent plans of insurance.
6 - There are multiple Non-Medical Exclusion riders available to people who participate in certain rateable avocations, including aviation, scuba diving, mountain climbing, parachuting and hang gliding.
7 - You can get a Preferred Offer even with a history of certain cancers that include melanoma, thyroid, testicular, cervical or colon.
8 - A select few carriers have a crediting program applicable to term products.
9 - One carrier utilizes both a Table Reduction Program and a Health Styles Program.
10 - Some carriers offer better than Standard rates with up to three moving violations in the past three years.
Underwriting policies at the carriers change all the time. OPFwise is backed by a strong support team that stays up to the minute and can help you find the best solution for your unique situation.
Contact us so we can send you your free quotes today!
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