Step 1. Gather key information
This includes past addresses, recent borrowings, etc. as you may be asked about them to verify your identity.
Step 2. Create a file folder
Create a file folder to store information you generated in this credit freeze process as you will need it in case you want to unfreeze your credit.
Step 3. Visit all 3 credit bureaus' websites
- Equifax www.freeze.equifax.com 800-685-1111
- Experian www.experian.com/freeze/center.html 888-397-3742
- TransUnion www.transunion.com/securityfreeze 888-909-8872
Step 4. Keep all user information
You will receive or create a personal ID, add it to your folder, along with the account holder's name, username, password. you will need all this to unfreeze your account.
It's done!