Three quick comments related to the NY Times article -
1. What types of life insurance to buy - Term is a must, if you want supplemental retirement income, permanent life insurance is the one to go.
2. How much life insurance do you need - check out our online tool which considers all of the factors you need to consider.
3. From where to buy life insurance - you will pay the same price to buy online or offline, but if there is any complication in the process (such as not getting the best class from your desired carrier), you will see significant benefits by working with an independent agent like us.
Please contact us if you have any questions.