A. Yes, given the wide variety of ETFs available, anyone nowadays can construct a portfolio using ETFs. Here are some good ones to consider, we will start with the stock ETFs:
Core Stock ETFs
There are a few good choices here, for example: iShares Core S&P 500 (IVV) - it reflects the U.S. market performance, or Vanguard Total International Stock (VXUS) - it tracks developed and emerging markets' performances (excluding U.S. market).
Dividend Stock ETFs
Dividend stocks or preferred stocks could suffer if interest rates go up, but if the ETFs include quality stocks that consistently paid dividends or have histories of increasing dividend payouts, your risk will be mitigated. Some good choices in this category includes: Schwab U.S. Dividend Equity (SCHD) - it only includes companies that have paid dividends for at least 10 years in a row, its expense ratio is only 0.07%.
Speculative Stock ETFs
If you want to be speculative, you can make some bets on certain sectors that you believe might rise in the future. For example, if the Fed raises the rates, financial sector will benefit, you can invest in Financial Select Sector SPDR (XLF). If you believe with the increasing population of baby boomers, the health care sector will benefit, you can invest in Guggenheim S&P 500 Equal Weight Health Care (RYH).
In our next blog post, we will mention a few good Bond ETFs to be included in the portfolio.