A. Here are 6 ways you could do to save on car insurance after an accident -
1. Report the accident to your insurer
If you caused a minor accident in which no one was hurt, or you weren't at fault, still report it to your insurer. Why? Because if the other driver sues you weeks or months later, your failure to report the accident immediately might cause your insurer to refuse to honor the policy. Even if your insurer still honors the policy, you will have deprived your insurer valuable time to investigate the accident and prepare for your defense.
2. Ask if your policy has an accident forgiveness clause
3. Take a driving class which will help you reduce rates
4. Increase your deductible, the higher your deductible, the lower your premium
5. Take advantage of other discounts, such as dropping collision and/or comprehensive coverage if your car is old, or if you drive less than 10,000 miles per year.
6. Shop around for a new policy, as premiums could vary substantially from company to company.