A. If you can carry the following 3 credit cards in your wallet and use them smartly (you will see how from the description below), you will be maximizing your cash back from credit card purchases:
1. Citi Double Cash Card
- Annual fee: $0
- Rewards: 2% cash back on all purchases, with no limit
2. Discover It
- Annual fee: $0
- Rewards: 5% cash back in categories that change every quarter, 1% back on all other purchases
3. American Express Blue Cash Preferred
- Annual fee: $75
- Rewards: 6% cash back on up to $6,000 spent at supermarkets annually, 3% at gas stations and other department stores, 1% everywhere else
- Sign-up bonus: $150 after spending $1,000 in 90 days