A. For insurance companies, application for life insurance from foreign nationals are typically reviewed on a case by case basis. The underwriters typically ask the following questions:
· What country are they a citizen of?
· How long have they been in the US?
· What specific form of VISA are they here on?
· Have they applied for permanent residency?
o If so how far along are they?
· Are they married to a US citizen?
o Or have children, born here in the US?
· Do they own any property or business here in the US?
· Plan to stay here permanently?
· Any foreign travel planned, back home?...or to anywhere else of possible concern?
· Occupation/income?
· Face amount and plan type you’re considering?
We have experience helping foreign students applying for life insurance in the U.S. and know which carrier is more lenient in these cases, please contact us with your specific needs so we can find the best solution for you!