Underwriting for Chronic Hepatitis BThe primary questions to be asked of a proposed insured that presents with this history are:
- Age at diagnosis and what are the average LFT readings — especially the ALT(SGPT)?
- Any diagnosis of fibrosis or cirrhosis?
- Has any testing been done (i.e., biopsy, CT scan, ultrasound)?...normal results?
- Have any medications been prescribed?... or any treatment w/ anti-viral drugs?
- Amount and frequency of any alcohol use?
- Frequency of follow up with doctor and testing results?
Below is a list of questions an applicant with chronic Hep B should be prepared to answer.