A. If you are in the U.S. on a temporary visa, your life insurance application will be reviewed on a case by case basis by all of the insurers. Specifically, an insurance carrier would ask you the following questions -
foreign nationals are typically a case by case issue...questions we usually have for those to determine eligibility and/or carrier choice:
- What country are you a citizen of?
- How long have you been in the US?
- Date of entry (mo/yr) to the US?
- Date of entry (mo/yr) to the US?
- What specific form of VISA are you here on?
- Have you applied for permanent residency?
- If so how far along?
- If so how far along?
- Are you married to a US citizen?
- Or have children, born here in the US?
- Or have children, born here in the US?
- Do you own any property or business here in the US?
- Occupation/income?
- Plan to stay here permanently?
- Any foreign travel planned, back home?...or to anywhere else of possible concern?
- Face amount and plan type you’re considering?
The truth is, your options will be limited. Please Contact Us if you face this situation and we have had experience helping clients like you in the past and we know which insurance carrier is more friendly for such situations.