A. No, a term life insurance policy does not have any cash value.
However, on some term policies, you can add a rider that could return all of your premium, this is called "Return of Premium" rider. With this ROP rider, if you outlive the term of your policy you will get your entire premium returned. A Return of Premium policy costs considerably more but if you outlive the policy, you get your premium back and you had the death benefit for the duration of the policy.