Password Managers
- A password manager stores all your hard-to-remember codes in one place, simplifying your life.
- Freebies include LastPass, Dashlane, KeePass, and RoboForm. They will generate and remember, in an encrypted vault, all your complex and site-specific passwords.
- All you need is one master password to log in to the manager, and it fills your log-in credentials at each website with less-hankable passwords.
Call Blocking Apps
- There are apps that will identify and block calls from robocallers, telemarketers, and suspected scammers.
- Freebies include Truecaller, Hiya, and Call Control.
- AT&T and T-mobile customers can get free "basic" protection.
Tax Transcripts
- To prevent possible tax-refund fraud, you can request IRS transcripts each year after you getting a refund or the IRS cashes your check for underpaid taxes.
- To view and print your transcripts online, go to IRS.gov and use the Get Transcript tool.
- You can get past 3 returns. Or ask for them by calling 800-908-9946.