A. There are 3 options you could consider:
1) COBRA
The federal law allows workers to stay on their employer plan for up to 18 months after leaving a job.
2) Affordable Care act plans
If you qualify for a subsidy, a plan from affordable care exchange is the best option. To be eligible, your income can't exceed 400% of the federal poverty level, which is $49,600 for an individual, $67,640 for a couple and $103,000 for a family of four. You can select your state at www.healthcare.gov/get-coverage to see your option.
3) Short term health policies
Short-term health plans that don't meet ACA standards are becoming more prevalent, some may last up to 12 months and be renewed up to 3 years. Premiums for lower than an ACA plan with no subsidy. But such short-term plans may exclude preexisting conditions and preventive or maternal care. If you are healthy, take few prescriptions and are looking for emergency protection at an affordable price, a short-term plan is for you.
You can shop for policies at eHealthinsurance.com or through a broker at www.nahu.org