A. Because everyone has a different and unique situation, the answer is it depends on your unique situation as to whether term life or permanent life insurance is better for you. There is no one size fits all with life insurance.
Term life insurance has it's place to cover a specific debt or create an instant estate in case of an untimely death at an affordable rate. Permanent life insurance plans solve more problems such as lifetime coverage, cash value options to pay for critical illness expenses, supplemental retirement income, etc.
You should talk to an experienced independent life insurance agent to help determine your need and the proper product to fill that need.