Next, as a foreign national, you have to demonstrate that your physical and financial presence in the United States. Here are some common criteria:
- Will the medical exam and policy delivery be completed here?
- Will you be paying in U.S. dollars from a U.S. bank account?
- Do you spend at least 15 days here per year?
- Do you own real estate or a business here? If not, do you work for a U.S. company, have U.S. tax liability, or have an immediate family member living in the U.S.?
Did you answer yes to all of the above? If so, keep going with the purchase process. If not, it’s a good idea to evaluate your situation further. Is your time in the U.S. the main issue? Keep in mind that now may not be a good time to apply. Once you are aware of the requirements, you may be able to plan your travel accordingly and apply at a later date.