A. Term life products are commodities nowadays, so it's a good idea when you compare across several different insurance companies' offers, assume they all have the same AM Best credit rating, just focus on the one that offers the lowest premium cost.
Specifically, if you are looking for a 20-year term life product, Ohio National stands out with its AM Best A+ rating and the lowest 20-year term life premium. See its brochure below. If you are interested in learning more about its offer, please contact us.