If you are interested in exploring more details, please contact us.
Policies that are eligible are:
- Issued in the past 5 years and attained age up to 60 or younger
- Underwriting class of Standard and Better (No table rating, no flat extra)
Permanent Products available:
- QoL Max Accumulator +
- QoL Value+ Protector
- QoL Guarantee Plus GUL II
Transition Rules:
- The Accelerated Access Solution (AAS) can be requested through a streamlined process for term conversion applications received on or after August 31, 2020.
- If the AAS is requested, it can be added to the policy under the following conditions: 1) A completed Inforce Change application must be submitted; 2) A completed Chronic Illness Supplemental Application and any required disclosures must be submitted. 3) Applicant must pass a non-invasive underwriting review process for the Chronic Illness rider
- Rider will not be available on pending applications or previously issued policies.
- No Inforce reissues to add the rider will be allowed