The Best Cash Back Credit Card

Q. What is the best cash back credit card that does not use the rotating categories?

A. The Citi Double Cash Card is probably the best cash back credit card that doesn't use the rotating categories (other than Fidelity Amex card that also offers 2% back on anything you purchase, but you have to be a Fidelity customer and Amex card is not widely accepted).

The Citi Double Cash Card includes the following features:

• Earn 1% cash back on every dollar you spend
• Earn an additional 1% back for every dollar you pay off
• No annual fee
• No limit on the rewards you can earn
• You can start redeeming with as little as $25 in rewards
• Redeem for a statement credit, gift card or a check
• 0% APR on purchases and balance transfers for the first 15 months
• Comes chip-enabled, so you’ll be ready for the U.S. transition to EMV

The only drawback of this Citi Double Cash card?  Its foreign transaction fee is 3%, so never carry this card when you travel abroad!