Q. What's the optimal retirement plan?
A. Most consumers spending their entire life accumulating a pile of assets. However, the optimal retirement plan is not about assets, it's about guaranteed retirement income.
To achieve this optimal retirement plan, following the simple 3 steps below:
A. Most consumers spending their entire life accumulating a pile of assets. However, the optimal retirement plan is not about assets, it's about guaranteed retirement income.
To achieve this optimal retirement plan, following the simple 3 steps below:
- First, calculate how much money you need each month in retirement.
- Second, subtract your social security and any pensions you may receive.
- Third, cover the rest with a guaranteed lifetime income annuity, this will remove market risk, withdrawal rate risk, and order or return risk.
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