A. The ideal people for such term life policies are:
- Age 40 and older. People in this age bracket are thinking about retirement and legacy planning and may be ready to obtain permanent life insurance.
- Financially savvy. These people are looking to get ahead financially and may find the leverage, flexibility, and tax advantages of life insurance attractive.
- Caring for parents AND children. These people understand the challenges of caregiving and don’t want to be a burden on their children.
- Known to have a family history of illness. Those in this category know the challenges of chronic illness and how expensive it can be.
- Small business owners. These individuals may plan to work well into their 70s. A chronic illness would derail those plans.
If you are interested in term life with free living benefits riders, or you currently have term life but without living benefits riders, please contact us, we will find you the most competitive product out there.