A. It depends on how many tickets, what kind of traffic tickets, and how far back you have received them, different insurance carriers have different policies and therefore their final decisions could be different too.
If you only have 1 traffic moving violation ticket in the past 3 years, usually it's not a problem for you to get the best underwriting class (assume you meet with other criteria for the class) at most carriers.
However, if you have 2 or more traffic tickets, your options of getting the best underwriting class will drop a lot, as only a small number of insurers will consider you for their best underwriting class. For example, Banner and Transamerica will consider you for their best class, SBLI will consider the best class too if no more than 2 moving violation in the past 3 years and no reckless driving in the past 7 years, no license suspension within the last 3 years, no DUI/DWI in last 7 years.
If you plan to apply for life insurance and have multiple traffic tickets, please contact us to do a search for you first so you can find the most "friendlier" carrier in your situation then apply.