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Annuity 101

  • What is annuity?
  • What are different types of annuities?
  • Why do I need annuity?
  • What are the two phases of an annuity?
  • When should I annuitize my retirement assets to meet retirement income needs?
  • What is the annuity puzzle?
  • What is MYGA, why it's better than CD?
  • Should I consider FIA?
  • Why annuities are expensive?
  • Is variable annuity too good to be true?
  • How to avoid qualified plan's early withdrawal IRS penalty?
  • What is the Best Way to Provide Retirement Income?
  • Is Variable Annuity a good choice for people who plan their retirement life?
  • Is there such a product that could provide both guaranteed lifetime income and wealth transfer? (i.e. a combination of annuity and life insurance?) 
  • Is Lifetime Income Annuity a good option for boomers in mid to late 50's?
  • I'm in early 60's, is fixed annuity a better choice for me?
  • Is Variable Annuity a poison product?
  • I am 65 years old, should I buy an immediate annuity or a deferred-income annuity?
  • With interest rates low, like today, is annuity more expensive or cheaper?

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