A Penny Saved Is Better Than a Penny Earned!

The reason is simple, your saved penny could bring you tax saving benefits, company matching benefits, catch-up saving benefits, future investment gains, and more.  

So, where to start saving and how to find saving opportunities, large or small?  How much you can save?  We are hear to show you the best saving strategies, many of them you probably have never thought about before, but cumulatively, they will make a big impact to both your current and your future retirement life.

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Big Savings

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Want to save at least thousands of dollars in just one transaction?  Welcome to the big savings club.
  • How to save closing costs?
  • Where and when to buy a car?
  • More save big ideas here ...

Kids Savings

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Save for your children's college funds is never too early, at the same time, there are many kids related saving opportunities out there.
  • Is college education really worth it?
  • Will 529 plan saving hurt my child's eligibility for financial aid?
  • More kids related saving ideas here ...

Daily Savings

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Daily savings could add up and lead to big retirement income.  How to save in your daily life effortlessly?
  • Is frequent flyer points worthless now?
  • Which local restaurant offer free meals?
  • More daily saving ideas here ...

Card Savings

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Gift card, credit card, travel card, ... we carry and use many many cards.  If you are card-wise, you could save big!
  • Which credit card offers the highest sign up bonus?
  • Where to get discount gift cards?
  • More card saving ideas here ...

Children's Savings
  • A report shows that only 150 colleges in the US (out of 3500) are worth the investment, which is worthwhile: college vs. skip college, invest the money?
  • Will 529 plan hurt my child's eligibility for financial aid?  If yes, how significant it will be?
  • Is 529 plan the best option to save for college funding?  Could I lose money in my 529 investment?
  • How much to spend on prom and how to save?

Senior Savings
  • I am 65 years old now, I have been living a frugal in my life, I wonder if it's time for me to splurge?  
  • I am 60 years old now and plan to retire soon, should I still keep an emergency fund and how much it's the best amount?

Daily Living
  • How to get as many frequent flyer points as possible in a short period of time?
  • Is it true that frequent flyer points are worthless?

Credit Cards