A. AGLA QoL Flex Term product is a relatively new term life product that includes free living benefits riders: terminal illness, critical illness and chronic illness.
This product is offered by AGLA which is a different company from AIG, but still under the AIG umbrella. When your policy is in force, you need to go to the AIG website to manage your policy online.
http://www.aig.com/individual/insurance/life/life-contact-us
If you are interested in this product, please contact us about its premiums, which is very competitive.