A. You can follow these 3 simple steps to save on your car insurance.
Step 1. Gather your information
Find your current policy and see how much is your current premium, what are the limits and cost of each coverage. Also have your vehicle identification number (VIN), current mileage and any claim information ready.
Step 2. Do the search
- You can visit carinsurance.com and enter your information, you will get instant quotes from some insurers, such as Esurance, 21st Century, etc.
- You can also visit Trustedchoice.com where you can have an independent agent to do the shop for you.
The latter method is preferred as an independent agent won't cost you any extra, but will do the work for you.
Step 3. Check complaint records
You can search at Naic.org/cis to find any insurer's complaint records. Do this for 2 to 3 companies with the best quotes.
When all the above is done, call your current car insurance company and see if they can match or beat your new best rate. If not, switch.