A. Yes, try the following 5 smart banking perks that will make your banking activities more rewarding:
1. Electronic check deposits
Ask your bank if they allow you to use the camera in your phone or iPad to photograph the checks you received and deposit them electronically by using a mobile banking app. You don't have to drive to the local branch anymore!
2. On the go account monitoring
Most major banks should have mobile bank sites up and running, you can keep track of your balances, transfer funds, avoid overdrafts, etc. a lot of activities could be done at home now.
3. Send person to person payments
Chase has QuickPay and Citibank has Popmoney, other banks may call it a different name, but they all do the same thing - allow you pay your friends or landlords online. All you need is a name and an email address to create a new payee.
4. Online budgeting tools
If you use your bank's debit card for most of daily activities, the programs offered by most banks should help you manage your budget more easily.
5. Discount from retailers
Some banks start offering their customers personalized promotions, while privacy concern is definitely a problem, it's good to utilize those discounts just by clicking on the go.