A. According to recently released Natixis Investment Manager's annual Global Retirement Index study, there are 5 threats to retirement security:
1. Monetary policy - "A decade of low yields has had a profound effect on retirement security," according to the Natixis report.
2. Public debt - "Staggering levels of public debt" represent a potentially bigger threat to retirement security than the most recent financial crisis, according to the report.
3. Demographics - "The math is simple, but the fundamentals have been eroding for decades," the study points out. "The success of public and private retirement systems depend on one key factor: The number of younger individuals paying into the system has to be large enough to support the number of people taking payments out of the system."
4. Climate change - Who knew that watching the weather report would factor into retirement planning?
5. An eroding quality of life - Healthcare costs in retirement are on the rise, which means individuals risk not saving enough and running out of money.
To read the full report, visit Natixis' website.