‘Who does my adviser work for and what are they qualified to do?’
Your retirement accounts represent years of sacrifices. Contributions meant fewer dollars to spend on family vacations, dining out, new cars and homes. You made a conscience decision to sacrifice certain things today so you would have more security tomorrow. Now that tomorrow is fast approaching, you want to make sure you get the most from your assets.
Developing a savvy strategy to pull money out your retirement accounts — without paying any more in taxes and penalties than is absolutely necessary - depends on the guidance of an adviser who adheres to a high fiduciary standard, and has the credentials and expertise to turn your years of sacrifice into a lifetime of financial security.
That strategy begins with the answers to these questions. So know your options and issues before you roll your 401(k) anywhere, and position yourself to preserve and maximize every single dollar you've saved.