A. You can try student credit cards that are specifically designed for college students who don’t yet have a full-time income or established credit history. You can upgrade student credit cards to a regular credit card after a year or two of responsible use.
Below are 3 of the best student credit cards and their perks:
Discover it for Students
- Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
- 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more -up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
Journey Student Rewards from Capital One
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- There’s no limit to the amount of cash back you can earn, and rewards don't expire
- Get access to a higher credit line after making your first 5 monthly payments on time
Discover it Chrome for Students
- Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter—no sign-ups needed. 1% cash back on all your other purchases.
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.