A. For most insurers, an applicant with Type 2 diabetes would get you a Standard non-smoker Table 2/B rating.
However, if you are controlling Type II with exercise and diet, then you might qualify for Standard ns rates.
Furthermore, depending on the age of onset, more importantly your A1c readings, any complications, etc., it's even possible for you to qualify for Standard Plus class for a few carriers we represent. Note that the price differences between the different classes could be quite substantial, so it's best for you to shop around and find the best carrier.
Please contact us so we could find the best term life insurance provider for you!