A. If you are chasing the 6% return, which may not seem outlandishly high, in today's environment, you have to take some risks - meaning there is a possibility you might suffer a capital loss.
A combination of utility stocks and blue chip dividend paying stocks might get you between 4% and 5% return, quite safely.
Also, you have to consider the impact of tax, depending on which tax bracket you are in, that might chip away a portion of your return.