Q. Is there any Term life insurance company offer free riders for accessing death benefit while the insured is still alive?
A. Yes, not a lot, but there are a few insurers (e.g. United of Omaha, North American, Prudential, etc.) offer FREE living benefits riders so an insured can access a portion of the death benefit in situation of not able to perform activities of daily living (note, these are not specifically LTC riders).
Please feel free to contact us if you want to get specific quote for your unique situation.
A. Yes, not a lot, but there are a few insurers (e.g. United of Omaha, North American, Prudential, etc.) offer FREE living benefits riders so an insured can access a portion of the death benefit in situation of not able to perform activities of daily living (note, these are not specifically LTC riders).
Please feel free to contact us if you want to get specific quote for your unique situation.
RSS Feed
