A. Here are some tips to avoid the various small bank fees:
Overdraft Fees
A bank cannot charge you the overdraft fee unless you opt in for the service. You might have signed up this service many years ago and have forgotten about it, if this is the case, call the bank to cancel overdraft protection program enrollment.
Monthly Fees
Many banks have various requirements, such as setting up direct deposit, complete a minimum number of transactions, etc. if you want to avoid the monthly fees. The trick is if you have any change, such as change a job, move to another location, etc. and it's hard to meet those requirements. It's key to shop around and find the bank that best meets your needs.
Low Balance Fees
If you have a savings account that requires a minimum balance otherwise there will be a fee, it's wise to evaluate if it's worthwhile to let a large amount of money sits on the savings account and eanring near 0% interest rate, or simply change a bank that charges no low balance fees.