We will discuss 3 ways to deal with sequence risk.
a. Reduce Equity Exposure
If at the retirement time, your account holds mostly cash, obviously sequence risk does not matter to you. While that might not be a good idea to be all in cash, it shows the importance of reducing your equity exposure.
If you still want exposure to stocks, the so called "value stocks" could be the place to put your money. There are plenty of value stock funds you can invest if you pursue this strategy.
b. Purchase fixed annuities
Purchase fixed annuities can give you regular income and lifelong inflation protected payouts. There are many options in the market for annuities, talk to a broker who can help you shop around and find the best one that fits your needs. We can help if you have this need.
c. Take Home Equity Line of Credit
With a home equity line of credit, you don't incur any cost if you don't use the money. This works well at times when the market is down huge and you need money to support your daily life. You can avoid touching your down investment account by drawing money out of the home equity line of credit, and pay it back when the market goes up later.