A. With the technology advancement, it is possible to get free financial advisor service today.
Financial advisor service mainly comprises two things - portfolio management and comprehensive financial planning.
With online technology, if you provide your basic profile, such as current financial situation, retirement goals, time horizon, risk tolerance, etc. it is possible to get machine generated financial advice.
In the next step - portfolio management construction and management - based on your investment profile, it's entirely possible to use index funds and ETF's to accomplish with minimum costs.
All these are made possible today, thanks to WiseBanyan, dabbed as the first online-only FREE investment adviser.
It helps you build and manage diversified portfolios of exchange-traded funds for nothing. There's no minimum account size, and no fee to sign up, to buy the funds, or to hold them. (There are the underlying expenses of the funds themselves, which average less than 0.14% annually.)