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THE MEDICAL SECOND OPINION PROGRAM

11/19/2013

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Banner Life insurance company is a very competitive Term life insurance provider.  But many people don't know it is also the ONLY company that offers a free program - the medical second opinion program.

This blog will introduce this program to you.
 
When you’re facing a serious illness, the feeling is nothing short of overwhelming. MediGuide’s medical second opinion program provides you the easiest and most comprehensive review with no out-of-pocket costs or travel requirements in just ten business days.  

The medical second opinion program is a unique service available through MediGuide America, an international leader in second opinion services. Members who have been diagnosed with life threatening illnesses can have their diagnoses and treatment plans evaluated by disease specialists at world leading medical centers. 

By giving you access to an independent review from a leading medical center, the program provides 
you with comprehensive information and advice to help you make important decisions about your 
health. And since time is of the essence, second opinions are typically provided in writing within ten 
business days – complete with background information on the advising doctors and medical centers.
Take a moment to review the details of this program. Because with a serious illness at hand, 
peace-of-mind may often be one of the best medicines.



FAQs About the Medical Second Opinion Program

When should I consider seeking a medical second opinion? 
The necessity for a medical second opinion can be best determined through an open discussion between your primary care physician, you and your family members.

If I choose to receive a medical second opinion, is there any cost to me?
There are no out-of-pocket costs for requesting or receiving a medical second opinion. However some services and treatment options suggested in the second opinion may not be covered under your health benefit plan.

Who will collect my medical records and will they remain private? 
MediGuide will work with your physician to collect relevant medical records and transmit them to the selected center. Be assured that MediGuide is HIPAA compliant and follows State and Federal guidelines governing disclosure of personal medical information.

Will I be seen by the doctor at the medical center I select for a medical second opinion? 
No, your medical files will be forwarded to the selected center through MediGuide. Within ten business days you and your physician will receive an independent, written review of your diagnosis and recommended treatment plan.

What is the next step after I receive the medical second opinion? 
You should discuss the recommendations with your doctor. The information contained in the medical second opinion 
often provides important peace-of-mind to patients and their families. It may even lead to the pursuit of a new treatment plan administered locally.

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