AB research showed that portfolio outcomes improved up to 92% of the time with a fixed index annuity
Adding a lifetime income benefit improved outcomes 99% of the time
AB also found that when it came to providing retirement income, adding an FIA with a guaranteed living benefit (GLB) rider enhanced results 99% of the time over a 60/40 portfolio. In the best-performing scenarios, the FIA Enhanced Portfolio with a GLB rider provided almost $3,500 more in annual retirement income, an increase of more than 12% over the 60/40 Portfolio.