A. While most carriers and state take e-signatures for life insurance applications, there are exceptions.
The following New York Carriers require applications to be WET SIGNED:
- Principal
- Transamerica
- Prudential
- Metlife
- AIG (US Life)
- Protective (if business insurance or has an owner)
This means a little inconvenience - instead of e-sign a life insurance application, the applicant needs to physically sign on the signature page, then scan or fax back for processing.